Unfortunately our pets are as likely to become ill or to have an accident as any of our other loved ones, and in some cases more so. From falling down the stairs, to allergies, to car accidents our pets frequently need the expertise of a veterinarian and at that time the last thing we want to think about is money.
Pet insurance is a unique way to ensure that whenever you need to, you can provide your pet with the very best of care. So that when the unexpected happens, you're free to make the health care decisions that feel right for you, rather than basing them on what you can or can't afford. Benefits of Pet Insurance: ~ Get the best possible veterinary care for your pet ~ Control the costs associated with keeping your pet healthy ~ Remove financial restrictions to the cost of care ~ Be prepared for any emergency Monthly premium amounts are often tiered and based on the type of coverage chosen. Even so, monthly premiums typically cost less than a tank of gas. Deductables are either annual or on a per incident basis. They often vary in direct correlation to monthy premium amounts. Typically, higher monthly premium accounts result in lower deductables. In addition, most policies extend a discount for adding pets to the plan that reside in the same home. The primary reason that pet insurance is important is because emergency medical services can save a pet's life. Unfortunately money has the ability to impact decisions when faced with these types of critical and time-sensitive situations. This could be the difference between making the difficult decision to euthanize a pet or authorize a lifesaving procedure. Often, pets are euthanized in lieu of treatment or medical procedures.
As you can see, although pet insurance is not a necessity, it is important for two main reasons. First, being financially prepared for medical emergencies is critical under any circumstances. But most importantly, emergency medical services can save a pets life.